{"id":1541,"date":"2021-12-07T20:20:21","date_gmt":"2021-12-07T20:20:21","guid":{"rendered":"https:\/\/mckernangowans.com\/data\/?page_id=1541"},"modified":"2021-12-07T21:23:59","modified_gmt":"2021-12-07T21:23:59","slug":"mckernan-gowans-credit-risk-management-2","status":"publish","type":"page","link":"https:\/\/mckernangowans.com\/data\/mckernan-gowans-credit-risk-management-2\/","title":{"rendered":"McKernan Gowans Credit Risk Management"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"1541\" class=\"elementor elementor-1541\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-1cbe541 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"1cbe541\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-66 elementor-top-column elementor-element elementor-element-0ebf279\" data-id=\"0ebf279\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-2155650 elementor-widget elementor-widget-cz_title\" data-id=\"2155650\" data-element_type=\"widget\" data-widget_type=\"cz_title.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\r\n\t\t<div>\r\n\t\t\t<div class=\"cz_title clr cz_mobile_text_center cz_title_pos_inline\"><div class=\"cz_title_shape shape_image cz_shape_1\"><img decoding=\"async\" width=\"42\" height=\"20\" src=\"https:\/\/mckernangowans.com\/data\/wp-content\/uploads\/2019\/12\/ttlsep.png\" class=\"attachment-full size-full wp-image-1072\" alt=\"\" \/><\/div><div class=\"cz_title_content\"><div class=\"cz_wpe_content\"><h2>Persistence!<\/h2><\/div><\/div><\/div>\r\n\t\t<\/div>\r\n\t\t\r\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-bdc2738 elementor-widget elementor-widget-cz_title\" data-id=\"bdc2738\" data-element_type=\"widget\" data-widget_type=\"cz_title.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\r\n\t\t<div>\r\n\t\t\t<div class=\"cz_title clr cz_mobile_text_center cz_title_pos_inline\"><div class=\"cz_title_content\"><div class=\"cz_wpe_content\"><p>McKernan Gowans is a licensed and bonded collection agency founded by Kevin McKernan after 15 years of credit &amp; collection training with BMO. McKernan Gowans has been successfully lowering delinquency, reducing losses and establishing effective credit policies and procedures for over 300 clients since 1993. No recovery \u2013 no charge!<br \/><br \/><\/p><div class=\"simple-heading left\"><h4>How we work<\/h4><\/div><p>Please send us our signed \u201c<strong><a href=\"https:\/\/mckernangowans.com\/data\/documents\/\">Listing Agreement<\/a><\/strong>\u201d (our contract with you) and a completed \u201c<strong><a href=\"https:\/\/mckernangowans.com\/data\/documents\/\">Loss Proforma<\/a><\/strong>\u201d for each file you would like collected and leave the rest to us. All recoveries are sent directly to the client. We are the ultimate employee\u2026we only get paid when we perform ! Professional, persistent recoveries since 1993!<\/p><\/div><\/div><\/div>\r\n\t\t<\/div>\r\n\t\t\r\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a99268a elementor-widget elementor-widget-cz_stylish_list\" data-id=\"a99268a\" data-element_type=\"widget\" data-widget_type=\"cz_stylish_list.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<ul class=\"cz_stylish_list clr cz_sl_icon_hover_zoom_in\"><\/ul>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div data-tilt=\"true\" data-tilt-maxGlare=\"0\" data-tilt-scale=\"1\" class=\"elementor-column elementor-col-33 elementor-top-column elementor-element elementor-element-ea8e20b\" data-id=\"ea8e20b\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-422c155 elementor-widget elementor-widget-cz_gradient_title\" data-id=\"422c155\" data-element_type=\"widget\" data-widget_type=\"cz_gradient_title.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"cz_gradient_title cz_mobile_text_center cz_gradient_title_center\">\r\n\t\t\t<div class=\"cz_wpe_content\"><div style=\"line-height: 1; text-align: center;\"><span style=\"font-size: 160px; font-weight: 400;\">25+<\/span><\/div><\/div>\r\n\t\t<\/div>\r\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3c918df elementor-widget elementor-widget-cz_title\" data-id=\"3c918df\" data-element_type=\"widget\" data-widget_type=\"cz_title.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\r\n\t\t<div>\r\n\t\t\t<div class=\"cz_title clr cz_title_pos_inline tac\"><div class=\"cz_title_content\"><div class=\"cz_wpe_content\"><p style=\"text-align: center;\"><span style=\"color: #ffffff; font-size: 22px;\">Years of Experience<\/span><\/p><\/div><\/div><\/div>\r\n\t\t<\/div>\r\n\t\t\r\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-6029057 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"6029057\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-ea5228a\" data-id=\"ea5228a\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-81878e5 elementor-widget elementor-widget-heading\" data-id=\"81878e5\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.23.0 - 25-07-2024 *\/\n.elementor-heading-title{padding:0;margin:0;line-height:1}.elementor-widget-heading .elementor-heading-title[class*=elementor-size-]>a{color:inherit;font-size:inherit;line-height:inherit}.elementor-widget-heading .elementor-heading-title.elementor-size-small{font-size:15px}.elementor-widget-heading .elementor-heading-title.elementor-size-medium{font-size:19px}.elementor-widget-heading .elementor-heading-title.elementor-size-large{font-size:29px}.elementor-widget-heading .elementor-heading-title.elementor-size-xl{font-size:39px}.elementor-widget-heading .elementor-heading-title.elementor-size-xxl{font-size:59px}<\/style><h4 class=\"elementor-heading-title elementor-size-default\">We offer<\/h4>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0d9e62e elementor-widget elementor-widget-text-editor\" data-id=\"0d9e62e\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.23.0 - 25-07-2024 *\/\n.elementor-widget-text-editor.elementor-drop-cap-view-stacked .elementor-drop-cap{background-color:#69727d;color:#fff}.elementor-widget-text-editor.elementor-drop-cap-view-framed .elementor-drop-cap{color:#69727d;border:3px solid;background-color:transparent}.elementor-widget-text-editor:not(.elementor-drop-cap-view-default) .elementor-drop-cap{margin-top:8px}.elementor-widget-text-editor:not(.elementor-drop-cap-view-default) .elementor-drop-cap-letter{width:1em;height:1em}.elementor-widget-text-editor .elementor-drop-cap{float:left;text-align:center;line-height:1;font-size:50px}.elementor-widget-text-editor .elementor-drop-cap-letter{display:inline-block}<\/style>\t\t\t\t<ul class=\"fa-ul\">\n \t<li><i class=\"fa fa-li fa-check-circle\"><\/i>Professionalism (30+ years of credit granting\/collection experience)<\/li>\n \t<li><i class=\"fa fa-li fa-check-circle\"><\/i>Trained investigator<\/li>\n \t<li><i class=\"fa fa-li fa-check-circle\"><\/i>Proven professional approach<\/li>\n \t<li><i class=\"fa fa-li fa-check-circle\"><\/i>Mediation of conflict disputes<\/li>\n \t<li><i class=\"fa fa-li fa-check-circle\"><\/i>Flexible service<\/li>\n \t<li><i class=\"fa fa-li fa-check-circle\"><\/i>Efficient, cost effective solutions<\/li>\n<\/ul>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-48ece02\" data-id=\"48ece02\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-48212db elementor-widget elementor-widget-heading\" data-id=\"48212db\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Our Services<\/h4>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0021dc7 elementor-widget elementor-widget-text-editor\" data-id=\"0021dc7\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul class=\"fa-ul \"><li><i class=\"fa fa-li fa-check-circle\"><\/i>Customer Agreement review<\/li><li><i class=\"fa fa-li fa-check-circle\"><\/i>A\/R policy review and upgrade<\/li><li><i class=\"fa fa-li fa-check-circle\"><\/i>Delinquency follow up<\/li><li><i class=\"fa fa-li fa-check-circle\"><\/i>Dispute Resolution<\/li><li><i class=\"fa fa-li fa-check-circle\"><\/i>Mediation<\/li><li><i class=\"fa fa-li fa-check-circle\"><\/i>Bad Debt Collection<\/li><li><i class=\"fa fa-li fa-check-circle\"><\/i>Staff Training<\/li><li><i class=\"fa fa-li fa-check-circle\"><\/i>Motivational Speaking<\/li><\/ul><p>\u00a0<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-b948d32 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"b948d32\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-5753a3b\" data-id=\"5753a3b\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-0946072 elementor-widget elementor-widget-text-editor\" data-id=\"0946072\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-f4bf430 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"f4bf430\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-527875e\" data-id=\"527875e\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-4c3e1ec elementor-widget elementor-widget-cz_title\" data-id=\"4c3e1ec\" data-element_type=\"widget\" data-widget_type=\"cz_title.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\r\n\t\t<div>\r\n\t\t\t<div class=\"cz_title clr cz_title_pos_inline tac\"><div class=\"cz_title_shape shape_image cz_shape_1\"><img decoding=\"async\" width=\"42\" height=\"20\" src=\"https:\/\/mckernangowans.com\/data\/wp-content\/uploads\/2019\/12\/ttlsep.png\" class=\"attachment-full size-full wp-image-1072\" alt=\"\" \/><\/div><div class=\"cz_title_content\"><div class=\"cz_wpe_content\"><h2 style=\"text-align: center;\">Testimonials<\/h2><\/div><\/div><\/div>\r\n\t\t<\/div>\r\n\t\t\r\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a23b411 elementor-widget elementor-widget-cz_title\" data-id=\"a23b411\" data-element_type=\"widget\" data-widget_type=\"cz_title.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\r\n\t\t<div>\r\n\t\t\t<div class=\"cz_title clr cz_title_pos_inline tac\"><div class=\"cz_title_content\"><div class=\"cz_wpe_content\"><p style=\"text-align: center;\">Read what our <strong>happy clients<\/strong> said about us<\/p><\/div><\/div><\/div>\r\n\t\t<\/div>\r\n\t\t\r\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-4e2308f elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"4e2308f\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-db5bd65\" data-id=\"db5bd65\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-24bf8b6 elementor-widget elementor-widget-cz_carousel\" data-id=\"24bf8b6\" data-element_type=\"widget\" data-widget_type=\"cz_carousel.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<div class=\"slick no_arrows dots_bc dots_circle dots_circle_2\" data-slick='{\"selector\":\"\",\"slidesToShow\":2,\"slidesToScroll\":1,\"rows\":1,\"fade\":false,\"vertical\":false,\"verticalSwiping\":false,\"infinite\":true,\"speed\":1000,\"swipeToSlide\":true,\"centerMode\":false,\"centerPadding\":null,\"variableWidth\":false,\"autoplay\":true,\"autoplaySpeed\":4000,\"dots\":true,\"counts\":false,\"adaptiveHeight\":false,\"responsive\":[{\"breakpoint\":769,\"settings\":{\"slidesToShow\":2,\"slidesToScroll\":1,\"touchMove\":true}},{\"breakpoint\":481,\"settings\":{\"slidesToShow\":1,\"slidesToScroll\":1,\"touchMove\":true}}]}' data-slick-prev=\"\" data-slick-next=\"\"><div class=\"elementor-repeater-item-9c6e7a5\"><style>.elementor-1321 .elementor-element.elementor-element-d6bd442 .cz_quote_rating{color:#efe121;}.elementor-1321 .elementor-element.elementor-element-d6bd442 .cz_quote blockquote{background-color:transparent;background-image:linear-gradient(45deg,#f99131,#f9b431);padding:50px 60px;border-radius:7px;}.elementor-1321 .elementor-element.elementor-element-d6bd442 .cz_quote .cz_quote_info img{margin-top:-10px;border-style:solid;border-width:4px;border-color:#ffffff;box-shadow:0px 0px 0px 3px #f99131;}.elementor-1321 .elementor-element.elementor-element-d6bd442 .cz_quote h4{font-size:26px;color:#f99131;font-weight:600;margin-top:5px;}.elementor-1321 .elementor-element.elementor-element-d6bd442 .cz_quote h4 small{font-size:13px;color:rgba(0,0,0,0.4);}@media(max-width:767px){.elementor-1321 .elementor-element.elementor-element-d6bd442 .cz_quote blockquote{line-height:1.5;}}<\/style>\t\t<div data-elementor-type=\"section\" data-elementor-id=\"1321\" class=\"elementor elementor-1321\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-1e25db2 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"1e25db2\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-572637f\" data-id=\"572637f\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-d6bd442 elementor-widget elementor-widget-cz_quote\" data-id=\"d6bd442\" data-element_type=\"widget\" data-widget_type=\"cz_quote.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"cz_quote cz_quote_arrow cz_quote_center\">\r\n\t\t<blockquote><i class=\"fa fa-quote-right cz_quote_shape hidden\"><\/i><div class=\"cz_quote_content cz_wpe_content\"><p><span style=\"color: #ffffff;font-weight: 300\">I was amazed how fast McKernan Gowans got results!<br \/><\/span><\/p><\/div><\/blockquote><div class=\"cz_quote_info\"><img decoding=\"async\" width=\"183\" height=\"167\" src=\"https:\/\/mckernangowans.com\/data\/wp-content\/uploads\/2021\/08\/jack.jpg\" class=\"attachment-full size-full wp-image-1452\" alt=\"\" \/><h4>Jack Djakovic<small>Business owner<\/small><\/h4><\/div>\t\t<\/div>\r\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t<\/div><div class=\"elementor-repeater-item-a8f4f8f\"><style>.elementor-1324 .elementor-element.elementor-element-78a54a3 .cz_quote_rating{color:#efe121;}.elementor-1324 .elementor-element.elementor-element-78a54a3 .cz_quote blockquote{background-color:transparent;background-image:linear-gradient(45deg,#f99131,#f9b431);padding:50px 60px;border-radius:7px;}.elementor-1324 .elementor-element.elementor-element-78a54a3 .cz_quote .cz_quote_info img{margin-top:-10px;border-style:solid;border-width:4px;border-color:#ffffff;box-shadow:0px 0px 0px 3px #f99131;}.elementor-1324 .elementor-element.elementor-element-78a54a3 .cz_quote h4{font-size:26px;color:#f99131;font-weight:600;margin-top:5px;}.elementor-1324 .elementor-element.elementor-element-78a54a3 .cz_quote h4 small{font-size:13px;color:rgba(0,0,0,0.4);}@media(max-width:767px){.elementor-1324 .elementor-element.elementor-element-78a54a3 .cz_quote blockquote{line-height:1.5;}}<\/style>\t\t<div data-elementor-type=\"section\" data-elementor-id=\"1324\" class=\"elementor elementor-1324\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-1fdf6f6 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"1fdf6f6\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-68e6bdc\" data-id=\"68e6bdc\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-78a54a3 elementor-widget elementor-widget-cz_quote\" data-id=\"78a54a3\" data-element_type=\"widget\" data-widget_type=\"cz_quote.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"cz_quote cz_quote_arrow cz_quote_center\">\r\n\t\t<blockquote><i class=\"fa fa-quote-right cz_quote_shape hidden\"><\/i><div class=\"cz_quote_content cz_wpe_content\"><p><span style=\"color: #ffffff;font-weight: 300\">Thank you Kevin for your advice and taking care of my contracts!<br \/><\/span><\/p><\/div><\/blockquote><div class=\"cz_quote_info\"><img decoding=\"async\" width=\"80\" height=\"80\" src=\"https:\/\/mckernangowans.com\/data\/wp-content\/uploads\/2017\/11\/client1-1.jpg\" class=\"attachment-full size-full wp-image-649\" alt=\"\" \/><h4>Alex Serkuvic<small>Carpenter<\/small><\/h4><\/div>\t\t<\/div>\r\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t<\/div><\/div>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-fa32860 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"fa32860\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-cef6615\" data-id=\"cef6615\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-cb9f70f elementor-widget elementor-widget-text-editor\" data-id=\"cb9f70f\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p><a href=\"https:\/\/www.mckernangowans.com\/letters_of_recommendation.pdf\">Download here<\/a> more letters of recommendation.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Persistence! McKernan Gowans is a licensed and bonded collection agency founded &#8230; <\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-1541","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.6 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>McKernan Gowans Credit Risk Management - McKernan Gowans Credit Risk Management - Vancouver Lower Mainland - Collection Agency<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/mckernangowans.com\/data\/mckernan-gowans-credit-risk-management-2\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"McKernan Gowans Credit Risk Management - McKernan Gowans Credit Risk Management - Vancouver Lower Mainland - Collection Agency\" \/>\n<meta property=\"og:description\" content=\"Persistence! 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